Best ways to send money to Gambia in 2026
Compare fees, exchange rates, and delivery times for Wise, Remitly, WorldRemit and more.
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Quick picks
Wise
Remitly Express
WorldRemit
Western Union
Detailed reviews
Wise
Mid-market rate, low transparent fees
Pros
- Real exchange rate with no markup
- Fully transparent fee breakdown
- Strong reputation & FCA regulated
- Multi-currency account available
Cons
- No cash pickup option in Gambia
- Slightly slower than express services
- Bank transfer only (no mobile money)
Remitly
Fast transfers with express delivery
Pros
- Express delivery in minutes
- Mobile money support (Africell, QMoney)
- Cash pickup at partner agents
- First transfer often fee-free
Cons
- Express fees can add up
- Economy option is slower
- Rate margin varies by corridor
WorldRemit
Great rates with mobile money focus
Pros
- Excellent mobile wallet coverage
- Competitive exchange rates
- Low fees on small amounts
- Easy-to-use mobile app
Cons
- Limited cash pickup network
- Customer support can be slow
- Occasional verification delays
Provider comparison
| Provider | Typical fee on €200 | Exchange rate | Delivery time | Cash pickup | Mobile money |
|---|---|---|---|---|---|
| Wise | €1.49 | Mid-market | 1–2 days | No | No |
| Remitly | €2.99 (Express) / €0.99 (Economy) | Small markup | Minutes / 3–5 days | Yes | Yes |
| WorldRemit | €1.99 | Competitive | Minutes to hours | Limited | Yes |
| Western Union | €4.90–€9.90 | Higher markup | Minutes | Yes | Limited |
| MoneyGram | €4.99–€8.99 | Higher markup | Minutes | Yes | No |
Which provider should you choose?
Best overall value
Choose Wise if you want the real exchange rate, transparent fees, and don't mind a 1–2 day bank transfer.
Fastest delivery
Choose Remitly Express if your recipient needs the money within minutes — especially to a mobile wallet or cash pickup.
Mobile money focus
Choose WorldRemit for the best mobile money coverage in The Gambia with competitive rates and low fees.